How much is pet insurance for a Cockapoo?

Every published Cockapoo figure

Each source measures something different, so the figures sit side by side and are never averaged together. Of the breed tables tracked here, only Pawlicy Advisor's includes the Cockapoo: Forbes Advisor, Fetch and Insurify publish shorter breed lists that leave it out.

Where the Cockapoo sits among 82 dog breeds

Ranked by Pawlicy's median, the Cockapoo is the 74th most expensive of the 82 dog breeds and types Pawlicy lists, inside the ten cheapest. Its median is 30% less than the middle dog breed on that list ($59.27) and 9% less than Pawlicy's mixed-breed dog ($45.70).

The spread inside the breed matters as much as the median. A quarter of Cockapoo quotes came in under $41.70 and a quarter over $44.56; the middle half spans 7% of the median. The range stretches much further above the median ($3) than below it ($0), so the dearest quotes, typically older pets or richer coverage, pull well away from the typical one. Pawlicy does not say which ages, deductibles or limits sit at each end.

What dog claims are usually for

None of the six ACVS condition pages used on this site names the Cockapoo, which says nothing either way about its health: those pages list only the best-known examples. Across the whole insured population, NAPHIA's 2025 report ranks the most common dog claims as gastrointestinal, ear infection (otitis), skin conditions, anxiety, behavioral or neurological and allergies. Breed-predisposed conditions for other breeds are listed under health problems by breed.

Premiums against a real vet bill

Insurers' own claim data gives a sense of scale. For swallowing a foreign object, a common accident in any breed, Trupanion publishes an average claim of $2,964. At $41.76 a month that bill equals 71 months of premiums.

Worked through a policy with a $250 deductible and 80% reimbursement (the terms Forbes Advisor priced): the policy pays ($2,964 − $250) × 80% = $2,171, leaving $793 for the owner. Add a year of premiums ($501) and the insured year costs $1,294 against $2,964 without cover, $1,670 less. *The break-even bill, where both cost the same, is $250 + $501 ÷ 80% = $876 in a policy year; a year with smaller bills costs more insured. The calculator reruns this with other terms, and is pet insurance worth it? shows the method.

Age moves the price more than breed

These all-breed figures cannot be applied to the Cockapoo figure above, but they show the direction. Forbes Advisor's average for a dog at a $5,000 limit runs from $43 at 3 months to $74 at 7 years (72% more). Insurify's medians climb from $46 for an adult dog to $116 for a senior, 152% more. NAPHIA's average dog premium rose 34% from 2021 to 2025. See pet insurance cost by age.

Similar dog premiums

• Black Mouth Cur: $41.84 a month (Pawlicy Advisor)
• Bernedoodle: $41.90 a month (Pawlicy Advisor)
• Staffordshire Bull Terrier: $42.30 a month (Pawlicy Advisor)
• Chihuahua: $42.34 a month (Pawlicy Advisor)

Premiums also vary by state: Pawlicy's all-pet median runs from Hawaii ($64.01) through Oklahoma ($43.97) to Alaska ($28.02). No source publishes breed figures by state, so this site does not combine the two. Browse every state or every breed.

Sources: Pawlicy Advisor (Median monthly premium of real Pawlicy customer quotes across the insurers it sells; the range is the 25th to 75th percentile. The page labels the median as the average.), NAPHIA State of the Industry 2026, Trupanion claims examples, NAIC Pet Insurance Model Act. Last checked October 20, 2026. Method on the methodology page.