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102 breeds · four published sources · checked October 20, 2026
Pet insurance cost by breed
Pawlicy Advisor's 2026 customer quotes run from $23.92 a month for the Yorkie-Poo to $110.70 for the Pekingese; the middle dog breed sits at $59.27 and the middle cat breed at $39.74. NAPHIA's 2025 average across all insured dogs is $69.67 and across cats $36.25.
- 1Priciest dog (Pawlicy) Pekingese $110.70
- 2Median dog breed $59.27/mo
- 3NAPHIA, all dogs $69.67/mo
- 4Lowest dog (Pawlicy) Yorkie-Poo $23.92
Where the figures come from
Every breed page lists each published figure separately with its date, because the sources measure different things. Pawlicy Advisor, a licensed marketplace, publishes the median and the 25th to 75th percentile of its customers' quotes for 82 dog and 18 cat breeds (updated October 15, 2026). Forbes Advisor averages quotes for a 3-year-old pet with a $250 deductible and 80% reimbursement at two annual limits. Fetch publishes what its own policyholders pay for twelve breeds, and Insurify medians for four. Breeds without a published figure are not listed; this site never estimates one.
Dog breeds
Cat breeds
All breed pages
| Breed | Species | Lead figure | Source | Figures |
|---|---|---|---|---|
| Abyssinian | cat | $37.00 | Forbes Advisor | 2 |
| Affenpinscher | dog | $59.50 | Pawlicy Advisor | 1 |
| Alaskan Malamute | dog | $89.07 | Pawlicy Advisor | 1 |
| American Bulldog | dog | $84.21 | Pawlicy Advisor | 1 |
| American Pit Bull Terrier | dog | $79.68 | Pawlicy Advisor | 2 |
| American Shorthair | cat | $35.82 | Pawlicy Advisor | 1 |
| American Staffordshire Terrier | dog | $69.52 | Pawlicy Advisor | 1 |
| Australian Cattle Dog | dog | $45.74 | Pawlicy Advisor | 1 |
| Australian Shepherd | dog | $50.92 | Pawlicy Advisor | 1 |
| Basenji | dog | $83.57 | Pawlicy Advisor | 1 |
| Basset Hound | dog | $84.78 | Pawlicy Advisor | 1 |
| Beagle | dog | $63.25 | Pawlicy Advisor | 3 |
| Belgian Malinois | dog | $55.93 | Pawlicy Advisor | 1 |
| Bengal | cat | $58.99 | Pawlicy Advisor | 3 |
| Bernedoodle | dog | $41.90 | Pawlicy Advisor | 1 |
| Bernese Mountain Dog | dog | $65.36 | Pawlicy Advisor | 1 |
| Bichon Frise | dog | $59.04 | Pawlicy Advisor | 1 |
| Black Mouth Cur | dog | $41.84 | Pawlicy Advisor | 1 |
| Bombay | cat | $70.00 | Pawlicy Advisor | 3 |
| Border Collie | dog | $57.83 | Pawlicy Advisor | 1 |
| Boston Terrier | dog | $49.62 | Pawlicy Advisor | 1 |
| Boxer | dog | $59.94 | Pawlicy Advisor | 1 |
| Boykin Spaniel | dog | $37.72 | Pawlicy Advisor | 1 |
| British Shorthair | cat | $40.52 | Pawlicy Advisor | 3 |
| Brittany | dog | $24.04 | Pawlicy Advisor | 1 |
| Brussels Griffon | dog | $38.16 | Pawlicy Advisor | 1 |
| Cairn Terrier | dog | $50.24 | Pawlicy Advisor | 1 |
| Cane Corso | dog | $62.53 | Pawlicy Advisor | 1 |
| Cavalier King Charles Spaniel | dog | $57.85 | Pawlicy Advisor | 1 |
| Cavapoo | dog | $36.57 | Pawlicy Advisor | 1 |
| Chesapeake Bay Retriever | dog | $57.81 | Pawlicy Advisor | 1 |
| Chihuahua | dog | $42.34 | Pawlicy Advisor | 1 |
| Chow Chow | dog | $60.47 | Pawlicy Advisor | 1 |
| Cockapoo | dog | $41.76 | Pawlicy Advisor | 1 |
| Cocker Spaniel | dog | $71.57 | Pawlicy Advisor | 2 |
| Cornish Rex | cat | $38.39 | Pawlicy Advisor | 1 |
| Coton de Tulear | dog | $65.98 | Pawlicy Advisor | 1 |
| Dachshund | dog | $47.51 | Pawlicy Advisor | 3 |
| Dalmatian | dog | $69.34 | Pawlicy Advisor | 1 |
| Doberman Pinscher | dog | $65.86 | Pawlicy Advisor | 1 |
| Domestic Long Hair | cat | $38.95 | Pawlicy Advisor | 2 |
| Domestic Medium Hair | cat | $26.50 | Pawlicy Advisor | 2 |
| Domestic Shorthair | cat | $33.54 | Pawlicy Advisor | 2 |
| English Bulldog | dog | $78.58 | Pawlicy Advisor | 3 |
| English Cocker Spaniel | dog | $47.63 | Pawlicy Advisor | 1 |
| English Mastiff | dog | $95.13 | Pawlicy Advisor | 1 |
| English Springer Spaniel | dog | $63.87 | Pawlicy Advisor | 1 |
| Exotic Longhair | cat | $46.82 | Pawlicy Advisor | 1 |
| Exotic Shorthair | cat | $34.00 | Forbes Advisor | 2 |
| French Bulldog | dog | $77.47 | Pawlicy Advisor | 6 |
| German Shepherd | dog | $65.90 | Pawlicy Advisor | 4 |
| German Shorthaired Pointer | dog | $50.62 | Pawlicy Advisor | 1 |
| Golden Retriever | dog | $65.18 | Pawlicy Advisor | 6 |
| Goldendoodle | dog | $38.63 | Pawlicy Advisor | 2 |
| Great Dane | dog | $63.67 | Pawlicy Advisor | 1 |
| Great Pyrenees | dog | $60.37 | Pawlicy Advisor | 1 |
| Havanese | dog | $47.26 | Pawlicy Advisor | 1 |
| Irish Setter | dog | $75.35 | Pawlicy Advisor | 1 |
| Italian Greyhound | dog | $64.72 | Pawlicy Advisor | 1 |
| Jack Russell Terrier | dog | $49.10 | Pawlicy Advisor | 1 |
| Labradoodle | dog | $54.96 | Pawlicy Advisor | 1 |
| Labrador Retriever | dog | $63.52 | Pawlicy Advisor | 3 |
| Lhasa Apso | dog | $89.74 | Pawlicy Advisor | 1 |
| Maine Coon | cat | $36.55 | Pawlicy Advisor | 6 |
| Maltese | dog | $49.14 | Pawlicy Advisor | 1 |
| Maltipoo | dog | $42.77 | Pawlicy Advisor | 2 |
| Miniature Dachshund | dog | $40.39 | Pawlicy Advisor | 1 |
| Miniature Pinscher | dog | $52.04 | Pawlicy Advisor | 1 |
| Miniature Poodle | dog | $47.65 | Pawlicy Advisor | 1 |
| Miniature Schnauzer | dog | $64.28 | Pawlicy Advisor | 1 |
| Mixed-breed cat | cat | $33.30 | Pawlicy Advisor | 4 |
| Mixed-breed dog | dog | $45.70 | Pawlicy Advisor | 7 |
| Newfoundland | dog | $100.41 | Pawlicy Advisor | 1 |
| Olde English Bulldog | dog | $79.28 | Pawlicy Advisor | 1 |
| Papillon | dog | $63.91 | Pawlicy Advisor | 1 |
| Pekingese | dog | $110.70 | Pawlicy Advisor | 1 |
| Pembroke Welsh Corgi | dog | $54.15 | Pawlicy Advisor | 2 |
| Persian | cat | $48.51 | Pawlicy Advisor | 3 |
| Pomeranian | dog | $50.43 | Pawlicy Advisor | 1 |
| Poodle | dog | $68.98 | Pawlicy Advisor | 3 |
| Pug | dog | $56.50 | Pawlicy Advisor | 1 |
| Ragdoll | cat | $37.27 | Pawlicy Advisor | 5 |
| Rat Terrier | dog | $64.77 | Pawlicy Advisor | 1 |
| Rhodesian Ridgeback | dog | $97.17 | Pawlicy Advisor | 1 |
| Rottweiler | dog | $78.05 | Pawlicy Advisor | 3 |
| Russian Blue | cat | $28.60 | Pawlicy Advisor | 3 |
| Saint Bernard | dog | $88.31 | Pawlicy Advisor | 1 |
| Samoyed | dog | $54.61 | Pawlicy Advisor | 1 |
| Schnauzer | dog | $54.36 | Pawlicy Advisor | 1 |
| Scottish Fold | cat | $48.72 | Pawlicy Advisor | 1 |
| Scottish Terrier | dog | $79.78 | Pawlicy Advisor | 1 |
| Shiba Inu | dog | $56.15 | Pawlicy Advisor | 1 |
| Shih Tzu | dog | $44.72 | Pawlicy Advisor | 2 |
| Siamese | cat | $44.62 | Pawlicy Advisor | 4 |
| Siberian | cat | $49.43 | Pawlicy Advisor | 1 |
| Siberian Husky | dog | $62.91 | Pawlicy Advisor | 1 |
| Soft Coated Wheaten Terrier | dog | $77.13 | Pawlicy Advisor | 1 |
| Sphynx | cat | $43.83 | Pawlicy Advisor | 1 |
| Staffordshire Bull Terrier | dog | $42.30 | Pawlicy Advisor | 1 |
| West Highland White Terrier | dog | $37.81 | Pawlicy Advisor | 1 |
| Yorkie-Poo | dog | $23.92 | Pawlicy Advisor | 1 |
| Yorkshire Terrier | dog | $44.77 | Pawlicy Advisor | 1 |
Breed is only one input. Forbes Advisor's dog averages rise from $43 at 3 months to $74 at 7 years, and state medians differ by more than a factor of two (see pet insurance cost by state). For the conditions that push some breeds' premiums up, see health problems by breed and the guide how pet insurance works.